Buying your first home is a big milestone and it should be exciting, not stressful. At Lucas Howard Group, we love guiding first-time buyers through the process and helping them avoid common (and costly) mistakes. Whether you’re just starting your search or already looking at properties, these five tips will help you move forward with […]
Should You Sell Your Home This Summer or Wait Until Spring?
If you’re a homeowner thinking about selling, you might be wondering: Is it better to list now or wait until next spring? It’s a common question, and just this past week, I spoke with a homeowner facing the same dilemma. She wasn’t sure if summer was the right time to sell or if she’d get […]
First-Time Buyer? Here’s Where to Start
If you’re in the market to buy a home, there are several factors to consider before putting in an offer. These three steps can help you prepare to better navigate the home buying process and experience. 1. Budget Transitional Costs Buying a home is one of the largest purchases you’ll make, so being financially prepared […]
Understanding How Interest Rates Affect Your Monthly Mortgage Payment
If you’re planning to buy a home, there’s one factor that can significantly impact your monthly payment: interest rates. Let’s break down what that really means, using simple examples so you can better understand how it all adds up—and how small changes can make a big difference to your bottom line. The Power of 1%: […]
The Truth Behind 4 Common Myths About FHA Loans
When it comes to home buying, there are a lot of misconceptions about FHA loans that can create confusion and misinformation for potential buyers. FHA loans are government-backed mortgage options that allow homebuyers to put down a smaller down payment, making homeownership more accessible. However, several myths persist about these loans, causing some buyers to […]
How to Remove PMI Without Putting More Money Down
Private Mortgage Insurance (PMI) is something many homeowners are familiar with—especially if you bought your home with less than 20% down. While PMI can help buyers qualify for a loan with a smaller down payment, it can also add a significant monthly cost to your mortgage. The good news? In some cases, PMI can be […]
Why Real Estate Secrets Matter: Insights for Buyers and Sellers
When it comes to real estate, there are a lot of little-known facts that could make a huge difference in the process of buying or selling a home. If you’re planning to buy, sell, or invest in property, here are a few key insights that might surprise you: 1. You Can Put Less Money Down […]
What’s Your Home Worth? Find Out for Free!
Are you wondering how much your home is worth in today’s real estate market? Whether you’re considering selling or just curious about its value, knowing your home’s worth can help you make informed decisions about your financial future. Why Get a Home Valuation? The real estate market is constantly changing, and home values fluctuate based […]
Pre-Qualification vs. Pre-Approval: What You Need to Know Before House Hunting
If you’re planning to buy a home, you might have heard about pre-qualification and pre-approval, but do you know the difference? Understanding these two mortgage terms can save you time, reduce stress, and make you a stronger buyer in today’s market. Let’s break it down step by step. What is a Pre-Qualification? A pre-qualification is […]
How to Buy a Home at a Lower Interest Rate – Even in Today’s Market!
Are high interest rates holding you back from buying your first home or dream home? If so, you’re not alone! Many buyers are waiting on the sidelines, hoping for rates to drop—but what if you didn’t have to wait? The truth is, you can secure a mortgage at a lower rate right now, and we’re […]